Ethics, Trust and Workers' Comp

The United States economy, driven by capitalism, is the richest in the history of this planet. One could say then that we are doing a lot of things right.

A key component in the underpinning of capitalism is trust. We buy, purchase, invest and make decisions based on information that we assume is based on the truth. We do not always make the right decisions but, even if we are correct just a little more than 50% of the time, we usually survive just fine.

Unpleasant results can occur when we make decisions based on "untruths" i.e., outright lies or only partial truths. As a young child I remember thinking that all adults were like John Wayne: noble, honest and courageous enough to make decisions based on right and wrong, versus personal interest or convenience.

We were taught by parents, schoolteachers and Sunday schoolteachers, the importance of telling the truth, working hard and other basic values that this country was developed and flourished upon.

  
But damn, it was supposed to be easier! It was so easy for John Wayne. Then I noticed that after the subject of money entered into the equation, things really got complicated.

At some point I guess we all realize that money is every human being's quest. It is the universal item exchanged for food, shelter, transportation, survival, comfort, social status, power, knowledge and some can even afford car insurance for their teenagers! Everyone needs or wants it to one degree or another.

  
The interesting thing is that we evidently have some innate ability to sense honest or dishonest people. There seems to be nuances and traits that develop based on an overall honesty level.

What about the guy with the eyes that look like they're being controlled by a caffeine crazed teenager with a joystick? Did you ever talk to someone and feel like you have to have both hands on your wallet? Or that the person "creeped" you out somehow? Or the person with so many body parts pierced that they whistle in the wind and you would actually pay to stay away from your daughter?

The real tricky ones are the characters that have made an art form out of deception.

  
But the matter remains, the desire for money for some people is more important than doing what is right. This, among other factors has made it imperative that corporate America today have as a priority, the goal to prevent workers' comp claims from ever occurring. A claim that is prevented can never be litigated, adjusted, case managed or reserved against. A prevented claim is the cheapest claim you will ever have. The workers' comp system is a system with many agendas and complexities that are difficult to adequately control. Workers' comp should be averted whenever possible.

  
It is an honest approach that demonstrates a culture of caring. It is an economical approach that, as proven by case studies, has a tremendous ROI (return on investment). It is a common sense approach because the workers' comp model today has vendors making money when CLAIMS EXIST to process, adjust, rehab, return to work, operate on, do depositions for and to raise next-years premiums for.

You, the client, save money when employees' injuries are PREVENTED and employees know their company cares about them. You now have a choice. Prevent tomorrow's injuries today^TM.